Your Personal Blueprint for the Future
Strategic Financial Guidance and Personalized Coaching Through Barnum Financial Group
Core Article
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MetLife PlanSmart Financial Wellness Program
METLIFE PLANSMART
Fiduciary Guidance
Tailored advice aligned to your goals
Complimentary Consultation
Free two-meeting Financial Snapshot
Complete Coordination
401(k) strategy, tax minimization, and protection reviews
Navigating major life milestones requires a clear understanding of how your workplace choices affect your long-term prosperity. Through the PlanSmart relationship, News Corp employees have direct access to Barnum Financial Group’s Harbor Oak Team. This program bridges the gap between basic account transactions and a holistically coordinated life plan.
A useful rule of thumb to keep in mind: Fidelity manages your account transactions and access, while Barnum helps you determine the underlying strategy and decisions.
The Strategic Choice: Fidelity vs. Barnum Financial Group
- Reach out to Fidelity for account management, password resets, direct transaction processing on the 401(k) platform, checking your active asset allocations, or completing beneficiary updates.
- Connect with Barnum’s Harbor Oak Team for strategic guidance. They provide clarity on whether to choose pre-tax or Roth contributions, how to align your allocations to your true risk tolerance, and how to maximize company matching opportunities.
| Meeting Phase | Duration & Focus | Core Deliverables & Areas of Focus |
| 1. Introductory Meeting | 30 to 60 Minutes | • Discussion of your unique goals, values, and vision . • Explanation of advisory team capabilities . • Collection of financial details to launch your custom assessment. |
| 2. Financial Snapshot Meeting | 30 to 60 Minutes | • Comprehensive review of your active workplace strategy . • Evaluation of investments, insurance, and retirement readiness . • Review of tax minimization and safe withdrawal mechanics. |
| 3. Post-Process Delivery | Wrap-up Delivery | • Comprehensive email outlining your strategic paths . • Clear instructions for ongoing support for you and your family. |
Your snapshot coordinates your entire financial picture beyond your 401(k). Barnum’s planners guide you through structural milestones across your entire career path:
- Comprehensive Risk Management: Evaluate whether your basic employer-provided life insurance is sufficient or if supplemental safety nets are needed to safeguard your family. Planners also clarify income-protection strategies via short-term and long-term disability benefits, alongside evaluating structural property, casualty, and liability coverage.
- Retirement Optimization: Determine your exact trajectory toward retirement. Model detailed lifestyle scenarios, assess claiming options for Social Security benefits, review the advantages or disadvantages of rolling over legacy retirement accounts, and construct an actionable retirement withdrawal plan.
- Day-to-Day Cash Flow: Learn how to strategically allocate windfall cash from a raise or annual bonus, manage outstanding credit card debt efficiently without abandoning your retirement match, and structure a resilient emergency fund.
📞 Core Program Contacts & Links
- Digital Self-Service Resource Website: MetLife Financial Wellness Resources (Includes budgeting tools, document organizers, on-demand workshops, and a risk tolerance tool).
- Interactive Sessions: Financial Education Workshops Landing Page.
- Harbor Oak Team Direct Email: harboroak@barnumfg.com
- Direct Phone Line: 203-513-6266
Team Website: www.barnumharboroak.com